Author: Justin Stoltzfus

Building a real estate portfolio can be one of the most effective ways to grow wealth and generate passive income over time. While it can seem intimidating at first, with the right approach, you can start small and scale your investments strategically. Here are some practical tips for getting started in the U.S. market. 1. Define Your Goals and StrategyBefore you buy your first property, decide what you want your portfolio to achieve. Are you aiming for steady rental income, long-term appreciation, or a mix of both? Your goals will shape your investment strategy—whether you focus on single-family rentals, multi-unit…

For young adults stepping into the professional world, social media can be both a networking tool and a potential liability. Employers increasingly check applicants’ online presence, sometimes before the first interview is even scheduled. This raises a common question: should you “scrub” your accounts, or simply lock them down before you start applying for jobs? Here’s a balanced look at the pros and cons. The Pros of Scrubbing or Going Private 1. Protecting Your Professional ImageOld party photos, offhand jokes, or heated debates from high school or college can be taken out of context. By cleaning up your public profiles,…

While confidence, diligence, and creativity are prized employee personality traits, too much of a good thing can still limit your career

American billionaires came back richer than ever after the COVID-19 pandemic, nearly doubling their wealth in the four years since.

A viral, “free money” trend on TikTok led many people to commit a well established — and illegal — form of check fraud.

Costco’s gold rush reflects a pent up demand for the time-tested value store investment and the immeasurable value of a trusted brand name.

Since the end of pandemic-related federal funding, schools lunch debt as been mounting — at the expense of school districts.

The lawsuit alleges software company RealPage facilitated rent price fixing for landlords across an estimated 80% of multifamily dwellings nationwide.

Facing shifting and more competitive market dynamics, executives have been making concessions in Panera’s food quality standards.

Experts anticipate that 2025’s Social Security (cost-of-living adjustment (COLA) will be lower than 2024’s based on recent consumer price index data. CPI for Urban Wage Earners and Clerical Workers is up 2.9%, suggesting that the new Social Security COLA for 2025 could be posted under the 3% mark. By contrast, 2024’s Social Security COLA’s increase to monthly benefits is 3.2%. Inflation and Impact Government officials cite cooling inflation numbers as a factor, including the handling of inflationary pressure over the past couple of years. Inflation-fighting measures include record high interest rates, slowing borrowing. But prices remain high, which might lead…