Author: Heidi Hecht

3 Signs That a Recession May be Looming Recessions don’t just come out of nowhere, but in the age of social media and misinformation, it can be difficult to distinguish actual warning signs from herd mentality fear. While no single factor guarantees a downturn, paying attention to certain signals can help you prepare financially and make more informed decisions. Here are three key warning signs to watch for. Rising UnemploymentOne of the clearest signs of economic trouble is a steady increase in unemployment rates. When businesses expect slower sales or face higher operating costs, they may cut staff to save…

If you find yourself constantly spending your money like you have nothing to lose and then wondering where it’s all going at the end of the month, you’re not alone. As it turns out, more than 70% of Americans have regrets about their spending. So, why is it so difficult to stop? Here’s a breakdown of the psychology of spending, and more importantly, how to take control. Spending money can feel like a rush. This is because when we buy something fun for ourselves—whether it be a new pair of shoes we’ve been eyeing or a plane ticket for a…

Cryptocurrency is hard to escape these days, from headlines to dinner table conversations. Bitcoin, Ethereum, and other digital assets have captured the attention of both seasoned investors and curious newcomers. It has become particularly popular among millennials. But is crypto a good investment for beginners? The answer isn’t one-size-fits-all, but let’s break it down. First, it’s important to understand what cryptocurrency is. At its core, crypto is a digital form of money that runs on blockchain technology. It isn’t tied to any government or central bank, and it’s known for its volatility. Prices can swing wildly in a short period…

As companies push for a return to office, the debate intensifies over whether the traditional work environment is truly the best fit for all employees.

When a loved one passes without a will, understanding the legal process and knowing the steps to take can help navigate the complexities of probate and inheritance.

Engagement ring trends are shifting as couples focus on budget-friendly options and personal significance over traditional norms.

Medicare beneficiaries should expect higher premiums, adjusted deductibles, and changes to coverage options starting in 2025.

Humanoid robots are projected to play a crucial role in filling labor gaps across industries like elder care, manufacturing, and logistics by 2035, potentially reshaping the future of work.

As hybrid and electric vehicles gain traction in the used car market, buyers now have more affordable options to save on fuel and reduce emissions.

States and regulators are reconsidering medical debt’s impact on credit scores—could this signal a financial reset for millions of Americans?